There's nothing quite like shopping for a house as a first time homebuyer. Better yet, you may have found a home that seems to best fit you and your family's needs. But now comes the tricky part - can you afford it?
There's nothing quite like the feeling of buying a new home, and after months of careful planning you're ready to take the first step. But the process of purchasing a home can seem a little intimidating at times, especially if you're a first-time buyer.
Knowing the costs of homeownership is an important part of the process before you buy. There will be other expenses beyond your monthly mortgage payment, such as property taxes.
It seems simple enough - your house has sold for the price you wanted and now all you have to do is pocket that sum of money. Not so fast. Home sellers and buyers often forget about closing costs that affect both of them in a real estate transaction.
You've been approved for a mortgage on your next home in the West Texas area and may already be dreaming about new furniture, landscaping, interior designs, and so on. You're excited, and with good reason - but don't relax just yet.
Yi-Yuan Lee, owner of United Martial Arts in Lubbock, TX, recently visited the Home Loan Center. Here's what Yi-Yuan had to say about working with Renessa and Peoples Bank:
Shortly after Patricia moved to Lubbock, she began deciding if buying a home was right for her, even though she had owned a home before. Read more about her experience working with Lacie of our Home Loan Center to work toward her admirable goal of owning a home once again:
Ann Schooler, owner of Miss Ann’s Classic Diner, purchased her home with the help of our Home Loan Center. Here's what she had to say about her experience:
We were honored to offer the best option to Lance Landusky as he began the process of refinancing his home. Here's what Lance had to say about his experience working with Renessa and the Peoples Bank Home Loan Center team: