Peoples Bank Blog

Parade of Homes Preview

Posted by Peoples Bank on May 15, 2018 9:00:00 AM

If you’re looking for a new home or inspiration for your next renovation, look no further than the 2018 Parade of Homes, presented by the West Texas Home Builders Association. Now in its 63rd year, the Parade of Homes offers up close and personal tours of beautiful new homes across Lubbock’s best neighborhoods.

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The Home You Love at a Home Loan Rate You Love

Posted by Peoples Bank on Jul 18, 2017 9:00:00 AM

Whether you're a first-time home buyer or thinking about building a new home, finding the home loan that's right for you is vital. Indeed, it's probably the biggest loan you'll have and represents one of the largest financial commitments you can make.

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5 Ways Newly Constructed Homes Could Save You Money

Posted by Peoples Bank on Jul 5, 2017 9:00:00 AM

The thought of purchasing a newly-constructed house can be intimidating from a financial point-of-view. While it might fit your concept of a dream home, you could be worried that it will cost too much.

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Myths vs. Facts: How to Sell Your Home Quicker

Posted by Peoples Bank on May 23, 2017 9:00:00 AM

No one who is serious about selling their home in West Texas – or anywhere, for that matter - wants it to sit on the market for an extended period. Time means money, because you may have to lower the listing price to attract potential buyers, plus you may end up having to pay two mortgages while you wait for your previous home to sell.

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What to Expect From Your Realtor & Lender When Buying a Home

Posted by Peoples Bank on Feb 7, 2017 8:00:00 AM


Buying a home involves one of the biggest decisions – and investments – you’ll make in your lifetime. It’s an exciting process that allows you to dream a little bit (even more than a little bit) and involves a wide range of people.

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Benefits of Refinancing Your Home

Posted by Peoples Bank on Jan 24, 2017 8:00:00 AM


If you’d like to lower your mortgage payment or would like to pay off your home loan faster, then refinancing might be for you. Indeed, refinancing has plenty of advantages and determining whether those advantages will benefit you is worth further inspection – especially with rates expected to increase.

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How Much Should You Spend On Your First Home?

Posted by Peoples Bank on Oct 25, 2016 8:00:00 AM

There's nothing quite like shopping for a house as a first time homebuyer. Better yet, you may have found a home that seems to best fit you and your family's needs. But now comes the tricky part - can you afford it?

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Progression of the Home Buying Process

Posted by Peoples Bank on Oct 18, 2016 8:00:00 AM

There's nothing quite like the feeling of buying a new home, and after months of careful planning you're ready to take the first step. But the process of purchasing a home can seem a little intimidating at times, especially if you're a first-time buyer.

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Understanding Property Taxes Before You Buy

Posted by Peoples Bank on Oct 4, 2016 8:00:00 AM

Knowing the costs of homeownership is an important part of the process before you buy. There will be other expenses beyond your monthly mortgage payment, such as property taxes.

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What's the Real Cost for Closing on Your House?

Posted by Peoples Bank on Sep 27, 2016 8:00:00 AM


It seems simple enough - your house has sold for the price you wanted and now all you have to do is pocket that sum of money. Not so fast. Home sellers and buyers often forget about closing costs that affect both of them in a real estate transaction.

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