Peoples Bank Blog

Parade of Homes Preview

Posted by Peoples Bank on May 15, 2018 9:00:00 AM

If you’re looking for a new home or inspiration for your next renovation, look no further than the 2018 Parade of Homes, presented by the West Texas Home Builders Association. Now in its 63rd year, the Parade of Homes offers up close and personal tours of beautiful new homes across Lubbock’s best neighborhoods.

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5 Things First-Time Home Buyers Need to Know

Posted by Peoples Bank on May 8, 2018 9:00:00 AM

Are you thinking about settling down and buying your first home? Congratulations! And, you’ve come to the right place. The process can be overwhelming for first-time home buyers, but we’re here to help you get organized.

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4 Reasons to Go to a Local Bank for Your Mortgage

Posted by Peoples Bank on Nov 21, 2017 9:00:00 AM

When you set out to purchase a new home, you’ll find many options for financing from big banks to online mortgage companies. What many people don’t realize is that local, community banks have a lot to offer home buyers. Here are four reasons to work with a local bank on your mortgage.

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7 Ways to Save Even More for Your Down Payment

Posted by Peoples Bank on Oct 24, 2017 9:00:00 AM

Thinking about a down payment can put a damper on your quest to live the American Dream and purchase your first home. The average down payment for a home is around 20% of the total cost. To some, that seems like quite a bit of money to have in one place (hopefully your bank account), at one time. But, determining how much you’re going to need is the first step to getting there. The next step is to determine your time frame. How soon are you looking to purchase? Next up, stop panicking. Here are few ways you can save money for a down payment.

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How Home Improvement Loans Work

Posted by Peoples Bank on Sep 19, 2017 9:00:00 AM

From minor updates to major renovations, home improvements are an excellent way to increase the value of your home. You might need to update your home to prepare for a new baby or to refresh your empty nest, or perhaps you watch too much HGTV.

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The Home You Love at a Home Loan Rate You Love

Posted by Peoples Bank on Jul 18, 2017 9:00:00 AM

Whether you're a first-time home buyer or thinking about building a new home, finding the home loan that's right for you is vital. Indeed, it's probably the biggest loan you'll have and represents one of the largest financial commitments you can make.

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5 Ways Newly Constructed Homes Could Save You Money

Posted by Peoples Bank on Jul 5, 2017 9:00:00 AM

The thought of purchasing a newly-constructed house can be intimidating from a financial point-of-view. While it might fit your concept of a dream home, you could be worried that it will cost too much.

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2017 Parade of Homes Preview

Posted by Peoples Bank on Jun 6, 2017 10:00:00 AM

Whether you’re looking to upgrade or change homes, interested in community events, or want to make the west Texas region your permanent home, the 2017 Lubbock Parade of Homes has something for you.

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Myths vs. Facts: How to Sell Your Home Quicker

Posted by Peoples Bank on May 23, 2017 9:00:00 AM

No one who is serious about selling their home in West Texas – or anywhere, for that matter - wants it to sit on the market for an extended period. Time means money, because you may have to lower the listing price to attract potential buyers, plus you may end up having to pay two mortgages while you wait for your previous home to sell.

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Major Mistakes to Avoid When Building Your First Home

Posted by Peoples Bank on May 16, 2017 10:00:00 AM

There’s nothing quite like the feeling of watching your first home being built from the ground up. It’s like slowly watching your dream come true with the final result being the house that you’ve always wanted.

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