Peoples Bank Blog

Family Finances: How to Get Everyone on Board with Budgeting

Posted by Peoples Bank on Dec 27, 2016 8:00:00 AM

 

Involving your entire family in the household budgeting process will not only give your family excellent input and ideas on how to budget, but it can also help get your finances under control. Family budgeting is also a great way to teach your kids about money and the importance of financial responsibility.

Read More

What to Do Before Leaving For Vacation

Posted by Peoples Bank on Dec 20, 2016 8:00:00 AM

 

There's nothing quite like the excitement of leaving for vacation, especially over the holidays. You've planned ahead, finalized your itinerary with friends and family, and now you're looking forward to fun and relaxation.

Read More

Security Tips for Holiday Online Shopping

Posted by Mark Woods on Dec 8, 2016 9:52:47 AM

Stickley on Security© offers the following thoughts concerning Online Shopping. Click here for the full article.

Online shopping is a very convenient way to do your holiday shopping. However, you should consider the following security items:

Read More

Giving Back: Donating Before the End of the Year

Posted by Peoples Bank on Dec 6, 2016 8:00:00 AM

 

As 2016 enters the homestretch, you're likely to get plenty of requests for charitable donations. This could be a great and helpful reminder to give your favorite West Texas charity or discover a new charity that you want to help.

Read More

What to Expect From Your Home Appraisal

Posted by Peoples Bank on Nov 15, 2016 8:00:00 AM

 

In most cases, you'll have an appraisal done when a home is being approved for a mortgage loan. But what is involved in a home appraisal? Simply put, it's an unbiased, professional opinion of a home's value. When a house is being bought and sold, the appraisal determines whether the sale price is appropriate given a home's condition, features, and location.

Read More

What is Ransomware?

Posted by Mark Woods on Nov 4, 2016 10:05:09 AM

Ransomware is a computer program that holds your files or whole computer ransom by blocking access to them. You may be able to regain access to your files by paying the ransom.

Read More

How Much Should You Spend On Your First Home?

Posted by Peoples Bank on Oct 25, 2016 8:00:00 AM

There's nothing quite like shopping for a house as a first time homebuyer. Better yet, you may have found a home that seems to best fit you and your family's needs. But now comes the tricky part - can you afford it?

Read More

Forgotten Costs of Homeownership

Posted by Peoples Bank on Oct 11, 2016 8:00:00 AM

 

The process of buying a home is an exciting time and often creates memories which last a lifetime. It can also be a stressful time, especially financially. While you've done the research and worked with a lender to determine how much you can afford, it's also important to consider "hidden" costs of homeownership that you may not have considered.

Read More

What's the Real Cost for Closing on Your House?

Posted by Peoples Bank on Sep 27, 2016 8:00:00 AM

 

It seems simple enough - your house has sold for the price you wanted and now all you have to do is pocket that sum of money. Not so fast. Home sellers and buyers often forget about closing costs that affect both of them in a real estate transaction.

Read More

What To Do Before Starting a Small Business

Posted by Peoples Bank on Sep 20, 2016 8:00:00 AM

Now that you've come up with an idea for your own small business, it's time to get started. Yes, starting a small business can be a huge undertaking, but you can make things go smoothly by following certain steps before you open your doors. 

Read More