Peoples Bank Blog

What to Expect From Your Home Appraisal

Posted by Peoples Bank on Nov 15, 2016 8:00:00 AM


In most cases, you'll have an appraisal done when a home is being approved for a mortgage loan. But what is involved in a home appraisal? Simply put, it's an unbiased, professional opinion of a home's value. When a house is being bought and sold, the appraisal determines whether the sale price is appropriate given a home's condition, features, and location.

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The Benefits of a Certificate of Deposit: CDs from Peoples Bank

Posted by Peoples Bank on Nov 8, 2016 8:00:00 AM


All of us would like to see our money grow, and there are a variety of ways to do that. But not all of us like the risks that come with certain investments. That's where a certificate of deposit (CD) comes in.

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What is Ransomware?

Posted by Mark Woods on Nov 4, 2016 10:05:09 AM

Ransomware is a computer program that holds your files or whole computer ransom by blocking access to them. You may be able to regain access to your files by paying the ransom.

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How Much Should You Spend On Your First Home?

Posted by Peoples Bank on Oct 25, 2016 8:00:00 AM

There's nothing quite like shopping for a house as a first time homebuyer. Better yet, you may have found a home that seems to best fit you and your family's needs. But now comes the tricky part - can you afford it?

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Progression of the Home Buying Process

Posted by Peoples Bank on Oct 18, 2016 8:00:00 AM


There's nothing quite like the feeling of buying a new home, and after months of careful planning you're ready to take the first step. But the process of purchasing a home can seem a little intimidating at times, especially if you're a first-time buyer.

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Forgotten Costs of Homeownership

Posted by Peoples Bank on Oct 11, 2016 8:00:00 AM


The process of buying a home is an exciting time and often creates memories which last a lifetime. It can also be a stressful time, especially financially. While you've done the research and worked with a lender to determine how much you can afford, it's also important to consider "hidden" costs of homeownership that you may not have considered.

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Understanding Property Taxes Before You Buy

Posted by Peoples Bank on Oct 4, 2016 8:00:00 AM


Knowing the costs of homeownership is an important part of the process before you buy. There will be other expenses beyond your monthly mortgage payment, such as property taxes.

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What's the Real Cost for Closing on Your House?

Posted by Peoples Bank on Sep 27, 2016 8:00:00 AM


It seems simple enough - your house has sold for the price you wanted and now all you have to do is pocket that sum of money. Not so fast. Home sellers and buyers often forget about closing costs that affect both of them in a real estate transaction.

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What To Do Before Starting a Small Business

Posted by Peoples Bank on Sep 20, 2016 8:00:00 AM

Now that you've come up with an idea for your own small business, it's time to get started. Yes, starting a small business can be a huge undertaking, but you can make things go smoothly by following certain steps before you open your doors. 

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What Not To Do Before Buying a House

Posted by Peoples Bank on Sep 13, 2016 11:55:34 AM

You've been approved for a mortgage on your next home in the West Texas area and may already be dreaming about new furniture, landscaping, interior designs, and so on. You're excited, and with good reason - but don't relax just yet.

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