Babies are a big step! How do you prepare yourself and your family financially? It’s never too early, but the ideal time to start planning for a new addition to your family is somewhere between a positive pregnancy test and posting the perfect announcement on social media.
Is your family starting to outgrow your starter home? Or perhaps you’re ready to downsize for retirement? Before you start shopping for your next home, prepare your current home to hit the market. Here are the top renovations that might increase your home value and help it appeal to potential buyers.
Today’s world of one-click online shopping and virtual payments makes it too easy to spend money without realizing how quickly it all adds up. At times, it seems as though money comes from nowhere and for some kids, it may seem like it literally grows on trees. It’s tough enough to manage as an adult, which means that instilling healthy financial habits in your teens must be a priority.
If you’ve set out to improve your financial health this year, you’re in the right place. A key factor to good financial health is a robust savings plan. But, where do you start? What is most important? Start by examining your personal or family goals and align your savings strategy from there.
Emergency funds exist to help you cover large or unexpected expenses that come up in life. Think: major car repairs, unforeseen health issues, or losing your job. If and when life hands you lemons, an emergency fund can help you get through.
This time of year we are naturally drawn to goals. You likely have several personal goals, or resolutions, for 2018. They may center around health and fitness, your career, your relationships, but what about your financial goals?
What does it mean to refinance a mortgage? It’s actually more simple (and less scary) than you might think. A refinance, or refi as the financial experts say, is replacing your current mortgage with a new mortgage. If the conditions are right, refinancing can help you save money and/or reduce your debt quicker. Today, we are reviewing four reasons a homeowner may opt to refinance a mortgage.
It’s true, the best way to save money for holiday shopping is to plan ahead. But, it’s not the only way. We get it, we have very busy lives. The good news is that you don't have to blow the budget, or worse go into debt, just because you procrastinated. You just need to adjust your budgeting strategy. These tips will help you.
A program for women by women
Here in West Texas, the area around Lubbock and the surrounding communities may seem expansive and widespread. And it is, geographically speaking. If you look closer, the business network out here is actually close knit. To be a successful business owner, you must tap into the network and work together as a community.